Charity Email Scams

The scam truck

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Before the internet, we didn’t have to worry too much about scams landing in our home. These days, email scams are a common fact of life on the internet. Unfortunately many people still fall victim to a seemingly innocent email.

Many people are good natured and willing to give to charities. So when an email lands in his or her inbox claiming to be from a particular charity this good natured person does not think ill of it and, wanting to donate money, gets caught out in an email scam. Charity scams are designed to take advantage of such generous and good natured people. They prey on those who may not know that such things can exist as emails.

Charity scammers obtain cash from people by sending out a spam email to thousands of people. This email may seem legit. It may even have a link to an even more legitimate looking website. On this website a person will generally be asked to donate money with a credit card, and thus the scam begins. Many people have had thousands of dollars stolen this way.

If you receive any email from anyone you do not know it is a good idea to treat it with great caution. Even going as far as deleting emails from anyone you don’t know is not as silly as you think. Sometimes even just opening and email from an unknown sender will execute something called malware on your computer. This malware can track your internet usage and even collect personal data for the scammers. This includes internet banking passwords and other type of information.

 

Avoiding Charity Scams

It’s absolutely horrible that there are con artists out there, preying on the loving and giving people of the world by using fake charities. No matter how bad it is, it won’t stop people from trying it. So, to help yourself avoid the scams and get your money to those who need it, just follow a few key steps and you will be on your way.

1. Ask for their information
By asking the representative to give you information about their charity is a great way to deter potential scammers. Always ask for a name, phone number, and address. You should also ask for printed information about them, such as a mission statement or a breakdown of how your money will be used. Those charities that are legitimate should give you the info with no questions asked, while those who are not may dance around the question or try to give you a quick answer over the phone.

2. Avoid committing too quickly
There are some big name charities out there that you wouldn’t give a second thought to making a donation, but scammers prey on this comfort as well. They may tell you that they are part of the Salvation Army or the Red Cross, when in fact they are not affiliated with them at all. So, be sure to do a little research before you start handing out money.

3. Never give cash
Now, giving change to bell ringers or donation jars is fine. If it is a scam, you’re really not out very much money. But, if you’re donating a larger sum, always use a check made payable to the charity itself. That way, you not only have a record of the donation, but it’s less likely to get lost or stolen.

Above all, just trust your instincts! If something just doesn’t feel right then just avoid it. You can always make up for it by volunteering your time instead.

Legit Charities Use E-mail Hosting

There is no such thing as a personal charity. Anytime you are asked to help someone for the greater good of themselves or their foreign country you should know you are being scammed. Just like with e-mail hosting, there has to be a central outfit or location. Spotting these are easy, so how do people fall for it?

The first problem in the charity scam is the money they offer. Perhaps you get a message on Facebook about a person looking to invest 20 million in real estate in your country. All you hear when they say that is the 20 million. Look, it’s a simple idea of Murphy’s Law. If something seems too good to be true then it probably is. That’s all there is to it.

In the case of personal scam artists you just need to ask yourself simple questions. Why are they contacting me? Why would they trust me? Would I be doing the same thing in their shoes? The answers to these questions should be enough to tell you that it’s something you want to stay away from.

Charity scams with big companies are to be avoided by applying the same principles to the situation. If it seems too easy or too convenient, it probably is. First off, avoid giving money to people cold calling your home or cell phone. If they ask for money, tell them you will give money online. This way you can verify the authenticity of the site and give money safely. You should never have to give your credit card out over the phone. If they cannot offer you the charity’s tax ID number, you should stay away as well.

Spotting a fake charity is not always easy but taking a few minutes to question can save you from being humiliated by falling for the really bad scams.

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